Brokers BIGGEST Opportunities in 2026 💫

🎉 We did it!

I’m incredibly proud to share that The Brokers' Bible has been named one of Australian Broker’s 5-Star Mortgage Innovators for 2025!  When I began building The Brokers' Bible, I had no clue what I was doing. Tech was completely foreign to me. The learning curve was steep, frustrating, and extremely uncomfortable at times — but the thought of how I could impact brokers’ businesses and genuinely support them was what kept me going.

I gave myself no option to give up.

What started as a simple policy hub soon became:
📂 Business templates
🤝 White-label products
📱 Social media kits
📚 Education & training
🎥 Webinars
🤖 And eventually, AI-powered tools

Once I started, I couldn’t stop — I just wanted to keep making it bigger, better, and more useful for the broker community. I’m so proud of what I’ve accomplished, and beyond grateful to those who believed in me and backed the vision. I’m ever so humble receiving this recognition, and I promise to always keep you — the broker — at the centre of everything I do. ❤️ Thank you to the team at @Australian Broker for this honour.

🚨 Last Chance: LMI Waiver Ending – Go Flexi (Powered by Pepper Money)

90% LVR with NO LMI and No occupation restrictions

📅 Only until June 4th!
Need to go higher? A flat 3% fee applies for 90–95% LVR on Prime Full Doc residential loans.  Prime eligibility criteria applies.

🏢 For Commercial Brokers: La Trobe Financial’s Commercial Advantage Product

Short-term commercial lending (up to 3 years) with capped interest. But here’s the key — the exit strategy must be strong, realistic, and clearly documented.

💼 Ideal for:

• Bridging finance for developments (where the security is not the development site)
• Covering commercial property vacancies
• Unlocking equity for business expansion
• Managing delayed settlement periods
• Refinancing existing commercial debt

This is perfect for business owners who need flexibility — but structure matters. Bring strong broker notes and a rock-solid plan.

📈 Highlights from the FBAA Commercial & Asset Finance Masterclass

Yes — I won a coffee machine ☕ (thanks Strive Financial + Cameron Garnham!).
But the real prize? The insights. If these three things aren’t in your 2025–27 business plan, it’s time to rethink:

1. 💼 $60B+ in SMSF commercial lending - and growing? 
2. 🚀 Private lending up over 30% in 12 months – see our education piece below:
3. 🔄 ATO debt restructuring — help your SME clients breathe again - BIG opportunities to help your clients get back on track with the ATO and refinance this debt.

Brokers — this is your chance to serve beyond home loans and step into real business impact.

💡 Private Lending Education: Exit Strategy, Transparency and KYC

Private lending is for business (and investment)  purposes and isn’t a forever solution — it’s a short-term fix with long-term consequences if not structured right. At The Brokers’ Bible, we’re so passionate about educating brokers not just on the products available, but on when and why they should be used. It’s not just about finding a funding solution — it’s about understanding the client’s business, commercial goals, and long-term financial health.

We’ve seen firsthand how private lending, when used responsibly, can provide critical breathing room for business clients facing short-term challenges — but only when structured carefully, ethically, and with full transparency.

We’re here to help brokers ask the right questions, document thoroughly, and build deals that make sense — not just for the lender, but for the client’s future.

🔍 What does the lender want to see? Before a lender looks at income or equity or the security, they’ll ask:
“How is this being repaid?” What's the EXIT Strategy?

✔️ Refinance?
✔️ Sale of asset?
✔️ Contracted income?
✔️ Business liquidity event?

Your exit strategy must be:
✅ Clear
✅ Confirmed
✅ Documented
✅ And make sense.

📝 Your broker notes tell the story — this is where you prove alignment between product, client goals, and repayment plan. Start with the exit and build backwards. Know your client, ask the questions and make sure you a fully transparent about the charges including upfront, ongoing and exit - it's not just about the rate!

💬 Bonus Insights from the FBAA Event:

• Only 13% of brokers specialise in commercial — yet broker-reported YoY growth is 20% (opportunity knocking!)
• Over $1 billion in new overdrafts is written in Australia every month — most without a broker involved 🤯 Time to ask your clients more questions or get educated on business lending?
• With only 6,000 of 20,000 brokers writing business loans, the door is wide open for more brokers to assist their customers.

⚡️ Fast Facts from Pickles Auction

Electric vehicle values aren't just about kms — it’s about the battery condition. A battery certificate is now a critical part of the valuation process. 📉⚡

🛠️ Inside The Brokers' Bible This Week

We’re building like never before — here’s what’s new:
📌 Increased Assetline Capital products
📌 Added Capify to unsecured business lending
📌 Currently developing an Alt Doc for vacant land matrix
📌 Expanding our Commercial Hub & Business Lending Hub

💸 EOFY Reminders - Instant Asset Write-Off Extended to $20,000

📢 Big win for tradies, contractors, and self-employed clients.
Use asset finance to help clients upgrade their tools, tech, or transport — and claim the benefit before EOFY.

The best way to end the week... 💛

The Brokers' Bible has been named a finalist in the Broker Daily 2025 Broker Innovation Awards – in the category:
Innovator of the Year – Broker Technology Platform. 🎗️

To say I’m proud is an understatement. What started in my mind as a simple lending policy tool has grown into something so much bigger — a platform that helps brokers upskill their teams, boost productivity, navigate policy, and feel genuinely supported every step of the way.

Two years ago, I took the biggest risk of my career. I stopped writing loans — something I’d done for over two decades — and threw myself into building a tech platform with absolutely no tech background.

There were plenty of moments I thought I was completely crazy. No roadmap, no tech language, no guarantees — just a relentless idea I couldn’t shake. It meant finding a new business mentor, diving into a whole new industry, sitting through meetings with data scientists and engineers (half the time not knowing what they were saying!), and pushing through some serious self-doubt to figure it out. It was uncomfortable — and completely worth it.

To now be recognised alongside so many incredible tech companies I’ve looked up to and learned from is surreal and humbling.

This journey has been full of lessons, pivots, wins (and yes, a few tears!) — but seeing The Brokers' Bible make a real impact in brokers’ lives makes every step of it worthwhile.

Thank you to Broker Daily and Momentum Media for this recognition, and to every broker who’s backed the platform, shared feedback, asked a curly policy question, or simply believed in what I’m building. You are the reason I do this.

Win or not – being here means everything.

That’s your wrap for the week. 

See you next week my Finance Friends!💼🔥