Weekly Credit Crunch 23rd February 2026 🌟

                             Zeus Teaser 2_Weekly Drop (2)

 

⚑️ Zeus Just Got BIGGER — Launching Two New Products: Own & Build

Zeus is stepping beyond lightning-fast refis. Meet Zeus Own and Zeus Build — fully assessed residential and construction products built for brokers who want sharp rates, strong policy and real certainty.

πŸŽ₯ In this live session, we’ll break down exactly:

  • All about Zeus Own and Zeus Build

  • The niches

  • How they can help you help your clients

  • And how to package them to get approvals moving fast

πŸ“… Date & Time:
Feb 26, 2026 – 02:00 PM

πŸ“ Webinar Registration: HERE


🏦 AMP — SMSF lending’s back! (Policy features)

  • 80% LVR

  • As the only bank to offer brokers an offset deposit account at no extra cost

  • All verification done upfront in Loan AppPre-submission

  • IO up to 5 years available

  • Purchase and Refinance

  • For Corporate SMSF Trustees only

  • Min loan size $300,000

  • Variable rate loans only

πŸŽ“ Join the live SMSF Deep Dive Webinar
πŸ“… 3 March | ⏰ 1:00pm – 2:00pm AEDT

This time, we’ve set clear, prudent criteria around fund size, liquidity, and property quality to protect our customers and the Bank. And with our new Broker Platform, we’re not only elevating the broker experience, but also strengthening our digital capability to support a more seamless, secure lending process.

Webinar Registration: HERE 

                                

πŸ“Ί Vimeo: https://vimeo.com/1164583274?fl=pl&fe=cm

⏸️ AMP — Fixed rate lock temporarily paused

AMP have temporarily paused our fixed rate-lock feature. The fixed rate lock option will be visible, but not selectable


πŸ—οΈ CBA

Prefabricated Housing Manufacturers

From Friday 20 February, three additional prefabricated manufacturers will be added to the CommBank Assessed Manufacturer list.

πŸ”— Find it here: https://www.commbank.com.au/home-loans/prefab-homes.html

Simplified Self-Employed Policy Updates

βœ… NEW (Feb 2026): Where tax returns and/or Profit & Loss statements are used, they must be reviewed to confirm the business has generated a profit in each of the last 2 financial years (unless an exception below applies).

βœ… NEW (Feb 2026): For companies and trusts, a break-even result (≥ $0) may be acceptable where the customer’s personal income is paid as salary/wages and that salary has been verified under the primary income method.

βœ… NEW (Feb 2026): For sole traders and partnerships, there must be sufficient net profit in each of the last 2 financial years to support the drawings being used as personal income for servicing.

βœ… NEW (Feb 2026): If the above conditions are not met, Simplified Verification must not be used and Full Verification is required.

πŸ‘Ά CBA — Foster Care Income

βœ… Feb 26 update: Adds a reminder to align monthly living expenses to each servicing scenario and reconfirm expenses with the client where needed (use the Monthly Living Expenses template).


🟦 ANZ — GoBiz Policy Update

βœ… From 15 Feb 2026, GoBiz now aligns with standard business lending policy, including a General Security Agreement (GSA) where total group lending exceeds $200k.
⚑️ The digital process and funding timeframes remain unchanged.


🟨 BOQ — SME Lending Policy Enhanced

βœ… Exposure limits have increased, with:

  • Total commercial exposure now up to $10m

  • Total BOQ exposure now up to $15m

Plus continued support for high LVR, interest-only periods, and terms out to 30 years.


 

πŸŽ“ Brokerversity Education — Marketing Compliance Course (Now Live!)

The Marketing Compliance Course is now live on Brokerversity and walks you through the common traps in broker marketing — plus the simple steps to stay on the right side of regulation. βœ…

You’ll walk away knowing how to:

  • 🚫 Avoid misleading content

  • ✍️ Apply compliant wording

  • βœ… Sense-check your materials before they go live

Register HERE - 

https://www.brokerversity.com.au/login/?login=empty

🧠 Go Flexi — Handling Complex Deals with Confidence

πŸ“… Wed 25 Feb | ⏰ 11am AEDT

Join Go Flexi as they unpack real customer scenarios and show you how to assess and structure complex profiles with clarity.

You’ll walk away feeling confident approaching:

  • βš–οΈ Defaults to court writs

  • πŸ“‰ Credit issues

  • πŸ’ͺ Capacity pressure

 Register here

⚑️ Zeus Bolt — Streamlined Assessment Refinance

πŸ“… Thu 26 Feb | ⏰ 11am AEDT

Join Jake Robertson and Alex Cornish for a quick intro to Zeus Bolt — a streamlined refinance product built for speed.
 Register here

πŸŒ‰ Bridgit by LMG — Unlock the Power of Bridging Finance

πŸ“… Thu 26 Feb | ⏰ 12:30pm AEDT

A focused session on Bridgit by LMG, covering:

  • πŸ”‘ Product essentials

  • πŸ†• Recent policy updates

  • πŸ“ˆ How to use Bridgit to unlock more opportunities in your pipeline

  Register here

NOT A MEMBER YET?

Join today with a 14-day free trial β€” month-to-month, cancel anytime.

Individual memberships start from $57 + GST per month and give you 24/7 access, on desktop and via our mobile app, plus your always-on research sidekick BrokerChat.AI.

Smarter research. Faster answers. Less stress.
What are you waiting for?Β 

JOIN NOW