The Brokers Bible Membership Terms and Conditions

These Terms and Conditions ("Agreement") govern the use of The Brokers Bible membership ("Membership") provided by The Brokers Bible Pty Ltd (ABN 72 122 271 112 / ACN 122 271 112) (“Company”) to its members ("Member"). By accessing and using the Membership, you agree to comply with these Terms and Conditions.

1. Welcome & Scope

👋 Welcome to The Brokers Bible! You’ve just joined a community of smart, time-strapped brokers who believe there’s a better way to find answers, understand policy, and save time.
The Brokers Bible is your shortcut to smarter scenarios, faster policy answers, and more confident decisions.
These terms set out how you can use the platform, what’s included, and the rules we both need to follow.

2. One Broker, One Login – Sharing is Not Caring

Your membership is for individual use only.
You may not share your login, lend your password, or display the platform to non-members.

  • All content, materials, templates, databases, AI-generated answers, and policy notes are the property of The Brokers Bible Pty Ltd.

  • Copying, downloading, reselling, repackaging, screenshotting, or redistributing is strictly prohibited.

  • Breaches may result in immediate termination without refund.

If you want your team or aggregator to have access, contact us about team memberships or licensing.

3. Information Accuracy

The content within The Brokers Bible platform is provided for general information and educational purposes only.
While every effort is made to ensure accuracy and currency, we do not guarantee completeness or reliability.

  • No warranty is given as to accuracy, completeness, or currency of information.

  • Members must conduct their own due diligence and seek independent professional advice before relying on any content.

  • Users must independently verify any information before relying on it in a professional context.

4. AI Agent Disclaimer

We use AI-generated responses to assist with policy search and guidance.
While this is designed to save you time, AI can be wrong and may not reflect the most current lender policy.

⚠️ Important:

  • I am not giving you financial or credit advice.

  • Do not base any client recommendations solely on AI responses.

  • Always verify against your aggregator software or MYCRM for full product comparisons and details.

5. Scenarios Support

The scenarios email address is provided to help with policies you cannot find inside the membership.
It is not for workshopping deals or confirming your servicing approach, as that requires a detailed understanding of a client’s full financial position.
We reserve the right to decline assistance where the request falls outside the intended scope.

6. Access and Fees

a) Access is provided while you are a current paying member.
b) Additional services (e.g. one-on-one support, events, or tools) may incur separate charges.
c) No compensation or refunds for unused services.

7. Payment Terms

a) Membership fees are payable monthly or annually and will auto-renew unless cancelled with 14 days’ written notice.
b) You authorise The Brokers Bible Pty Ltd to charge your card for recurring payments.
c) Any chargebacks or unauthorised cancellations must be communicated in writing.

8. Cancellation & Refund Policy

  • No refunds are offered under any circumstances.

  • You can cancel anytime with 14 days’ notice before the next billing cycle.

9. Limitation of Liability

a) We are not liable for any indirect, incidental, or consequential losses including lost profits or business interruption.
b) Our maximum liability is limited to the fees paid under this Agreement.

10. No Legal, Financial or Credit Advice

Participation in the Membership does not create a legal, credit, or financial advisory relationship.
Any information provided is general only and is not legal, credit, or financial advice.

11. Privacy & Contact Sharing

We do not sell or rent your personal data.
You agree that The Brokers Bible Pty Ltd and LMG may access and use your contact information for the delivery of services, communications, and updates relating to this offer, in compliance with privacy law.

12. Free Offer for LMG Brokers

From 1 August 2025 to 31 January 2026, all LMG brokers are eligible for up to 6 months of free access.
Access ends 30 January 2026 unless you continue as a paid member at $37 + GST per month.

13. Term and Termination

This Agreement continues until terminated by either party.
We may suspend or terminate access for breaches of these Terms.

14. Amendment of Terms

We may update these Terms at any time, with notice via the platform. Continued use after notice constitutes acceptance.

15. Governing Law

This Agreement is governed by the laws of Victoria, Australia.

By using the Membership, you acknowledge and accept these Terms and Conditions in full.
If you do not agree, do not proceed with your Membership.